Coming Soon
Spendctrl
See Where Your Money Goes. Automatically.
Spendctrl connects to your bank accounts through Plaid, pulls your transactions in real time, and uses AI to categorize and summarize your spending — so you can understand your financial habits without manual entry.
About the App
Most personal finance apps require manual transaction entry or deliver generic dashboards. Spendctrl takes a different approach: connect once, then let AI do the categorization, trend analysis, and spending summaries for you.
Core Features
Secure bank account linking via Plaid — supports thousands of institutions
Automatic transaction sync and AI-powered categorization
Monthly and weekly spending summaries with trend insights
Smart savings suggestions based on your actual spending patterns
Privacy-first design — sensitive data is redacted and encrypted
Clean, minimal interface focused on clarity over complexity
How It Works
Link your bank accounts through Plaid's secure connection flow
Transactions are pulled automatically and categorized by AI
Browse your spending by category, time period, or merchant
Receive periodic summaries and actionable savings insights
Security & Privacy
Spendctrl is built with security as a core principle. Bank credentials are handled entirely by Plaid — the app never sees your login details. Transaction data is encrypted in transit and at rest, and sensitive merchant information can be automatically redacted.
Technical
Native iOS app built with SwiftUI
Node.js/TypeScript backend with Plaid integration
LLM-powered transaction categorization and spending analysis
Keychain-based token storage for secure credential management
Configurable server URL for self-hosted deployments
Coming Soon